Target Date Fund Cost Calculator
Projected TDF savings at age
Projected TDF Balance
What you could have
Projected Shortfall
How our calculator works
To create an estimate of your "Projected TDF Balance," "What you could have," and "Projected Shortfall" we assume a starting balance, projected growth rate, and target date fund fees based on the inputs you provide.
We use industry averages for retirement contributions and savings rates, and compare these to the performance of a low-cost index fund. The results are hypothetical and are meant to illustrate the potential impact of fees on your retirement savings.
TERMS OF USE
Our measures, calculators and rankings are provided by Glidepath Financial (“Glidepath”), a U.S.-based organization that specializes in target-date fund analysis and research. Various third parties and Glidepath supply the content and data.
Glidepath measures, calculators and rankings and its output are intended solely for informational purposes and do not consider the specific investment objectives, financial situations, or needs of any individual recipient. In general, the information contained in the Glidepath Websites has been prepared without reference to any user’s personal situation. Pricing and other information generated through the use of data or services made available via the Glidepath Websites may not reflect actual prices or values that would be available in the market at the time provided or at the time investors or professionals may want to purchase or sell a particular security or other investment, including a digital asset. In addition, credit ratings are statements of opinions not statements of fact. Any reference to a particular investment or security, a rating, or any observation concerning an investment that is part of this information is not a recommendation to buy, sell, or hold such investment or security or other asset, does not address the suitability of an investment or security or other asset for any investor, and should not be relied on as investment advice.
Before investing, consider whether any investment, investment strategy, security, other asset, or related transaction is appropriate based on your personal investment objectives, financial circumstances, and risk tolerance. As such, the investments discussed, and recommendations provided may not be suitable for all investors. All investing involves risks, including the potential loss of the money you invest. Performance data shown reflects past performance and is no guarantee of future results. Investment return and principal value will fluctuate, meaning investors may experience a gain or loss when shares are sold. Current performance may be higher or lower than what is quoted. Investing in a money market fund carries the risk of loss. Recipients should assess the appropriateness of the information in relation to their investment goals, experience, tax situation, and financial position. An investment in any fund is not a bank account and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Glidepath is not obligated to reimburse any investors or professionals for losses.
Glidepath does not provide legal or tax advice. The information provided here is general and educational and should not be construed as legal or tax advice. Tax laws and regulations are complex and subject to change, which can significantly affect investment outcomes. Glidepath does not guarantee that the information presented is accurate, complete, or timely. Glidepath makes no warranties regarding such information or results obtained from its use and disclaims any liability arising from your use of, or any tax position taken in reliance on, this information. Please consult an attorney or tax professional regarding your specific situation.